Insurance adjuster Var 83 | Azur Conseil Expertise

An insurance appraisal is carried out by virtue of an agreement between the parties to a contract.
The expertise of the insured  is essential to fairness: the interests of the insurance company or company  and those of the affected customer only rarely converge.
A claimant who does  not call on an expert completely independent of the insurance company or company finds  in the same situation as a litigant who accepts_cc781905-5cde-3194 -bb3b-136bad5cf58d_ that the lawyer for the opposing party ensures his defense at the same time!!! It's obviously to the detriment of his interests and fair justice.
The insured's adjuster's primary mission is to advise his client on safeguard measures, to explain his rights and responsibilities, in order to protect his interests within a contractual and legal framework.
He establishes and justifies, with the claimant, the list of building losses, contents, and operating losses.
He values them and formalizes, on behalf of his principal, from the elements communicated, his own knowledge and estimates, after a complete analysis of the insurance contract, the causes and circumstances of the claim, a statement of Building / Furniture losses / Equipment / Merchandise / Embellishments / Fixtures / Operating Losses, statement which is sent by itself to the expert appointed by the company or insurance company.
It also quantifies in this claim the amounts of the indemnities to which the victim is entitled under the additional guarantees, such as loss of use, compliance, design office or decorator fees, expert fees, etc.
The damages, as the provisions of the insurance contract provide for, will then be jointly assessed between the insured's adjuster and that of the insurance company.
The victim is associated with these operations.
It is from the contradictory estimate of the damage that the company or insurance company, in application of the clauses and conditions of the subscribed contract, will propose an indemnity.
It is up to the adjuster to ensure that this offer and the proposed compensation conditions are the most favorable and he also intervenes in the context of any claims against third parties and their insurance companies.